Apply - youbecamethemoney

Welcome

Let's get you set up. Have these three things ready and you'll be done in about five minutes:

1Your driver's license (front & back photos)

2Your Social Security Number

3A credit report — or we'll help you get one free

Encrypted & confidential — your info is never shared

Already started? Continue with your reference number →

Your info

Just the basics — these are the same details the free credit report site asks for, so you'll only ever type them once.

Full Legal Name *

Please enter your full name

Phone Number *

Please enter a valid 10-digit phone number

Email (optional) Date of Birth *

Please enter your date of birth

Current Street Address *

Please enter your current address

Needed for your free report — the official site asks for the same info.

Social Security Number

Required to pull and work on your credit. Typed only — no photo needed.

SSN *

Please enter your full 9-digit SSN

🔒 Sent over a secure connection and stored encrypted. Used only to pull and review your report.

Driver's License Photos

Take a clear photo of the front and back of your license — snap it with your camera or upload an existing photo.

Front

Photo needed

Take Photo Upload

Back

Photo needed — barcode auto-fills your info

Take Photo Upload

Using a passport instead? Tap here

Please add both the front and back photos

Your Credit Report

Pick whichever fits you — they all work.

I don't have a credit report yet

Pull all 3 bureau reports free at AnnualCreditReport.com — the official site. No card, no trial, nothing to cancel.

FREE — OFFICIAL GOVERNMENT-AUTHORIZED SITE

Tap below and we'll save your onboarding right now and give you a reference number. Then a step-by-step guide appears on this page — a quick narrated tour shows every tap, and you open the official site when you're ready (it opens in a window on top of this page — this page stays behind it). Easiest on a laptop, but a phone works.

Please check the box first

Can't get verified online? The $1 IdentityIQ option below skips all of this — or call AnnualCreditReport.com at 1-877-322-8228.

Get everything for $1 — skip the steps

IdentityIQ's 7-day trial pulls all 3 reports and your scores for you. Fastest way to be done — card required, cancel anytime.

$1 — 7-DAY TRIAL, CANCEL ANYTIME

Step 1: tap below — IdentityIQ opens in a window on top of this page (this page stays behind it). Sign up for the $1 trial. We may earn a referral fee; renews if not cancelled in 7 days.

Step 2: when you're in, come back here and type the login you just made — we'll pull all 3 reports for you:

IdentityIQ Username / Email IdentityIQ Password

Type the login you just created at IdentityIQ

🔒 We only use this to log in and pull your report — we never share it or change anything.

I already have a credit monitoring login

IdentityIQ, Credit Karma, Experian, myFICO, SmartCredit, etc.

I have my report saved as a file

PDF or saved web page (HTML) — upload it directly, we convert it.

Upload report file

PDF or HTML — max 40 MB

Please upload your report file

Please choose one of the options

Review & Submit

One last look before it goes in.

Name—

Phone—

Email—

Date of birth—

Address—

SSN—

License—

Credit report—

You're all set!

Your information was submitted securely. Take a screenshot or text this number to yourself — it's how you come back to finish:

—

Now: pull your 3 free reports

Bookmark this page or save the link — you can come back anytime with your reference number.

1

Open the official free site

It opens in a window right on top of this page — this page waits behind it. Turn off any VPN first.

skip the tour — open AnnualCreditReport.com →

2

Fill in your details & pick all 3 bureaus

copy them from the box above — no retyping. When it asks which reports you want, check all three: Equifax, Experian and TransUnion.

3

Keep your phone in hand

Each bureau texts you a code or a link to tap. Answer any security questions — “none of the above” is often correct.

4

Save each report as a PDF — right away

Leave the page without saving and the report is gone. Each bureau's save button looks like this:

Equifax Download Report button — **Equifax** — tap *Download Report*

TransUnion Save and Print button — **TransUnion** — tap *Save & Print My Report*

Experian print your report button — **Experian** — no download button. Tap *Print your report*, then switch the printer to *Save as PDF*

Computer: when the report opens, press Ctrl+P (or Cmd+P on a Mac), choose Save as PDF as the printer, and click Save — it lands in your Downloads folder. If the report downloaded straight away, it's already in Downloads.

iPhone: when the print or share screen opens, tap Print, then pinch out (zoom in) on the preview with two fingers — that turns it into a PDF. Tap the share icon → Save to Files → Downloads. If the report downloaded straight away instead, find it in the Files app → Downloads.

Android: in the print window open the printer list and pick Save as PDF, then tap the save icon — it lands in your Downloads. Find it later in the Files or My Files app → Downloads. If the report downloaded straight away, pull down the notification or check Files → Downloads.

Then tap the red “Get your next report or finish” button (top right) for the next bureau. TransUnion sometimes doesn't send you back — reopen the site and repeat for the ones you still need. If a bureau says it "can't accept your request at this time", that one wants a mail request — still pull the other two and upload them below.

5

Come back here — drop the files in the boxes

This page stayed open behind that window. Put each report in its box:

Equifax choose PDF or HTML… Experian choose PDF or HTML… TransUnion choose PDF or HTML… One file with all 3 bureaus? AnnualCreditReport.com pull, IdentityIQ, MyScoreIQ… PDF or HTML works

Saved a web page instead of a PDF? That works too — we convert it on our end.

Too many steps? Skip all of it for $1

IdentityIQ's $1 trial pulls all 3 reports and your scores for you. Sign up, download your report PDF, and drop it in the “all 3 bureaus” box above — or just email it to us.

Start the $1 IdentityIQ trial →

$1 today, renews if not cancelled within 7 days. We may earn a referral fee.

Stuck or blocked? Call AnnualCreditReport.com at 1-877-322-8228 — they can verify you by phone. Free online pulls are limited to once per week per bureau — if you pulled one recently, upload the others now and come back for it. Never enter a card on any upsell page — the reports are free.

Easiest of all: email the files to [email protected] with your name — we’ll attach them for you.

Prefer to watch? The full walkthrough video:

Not right now? Do it later from your personal upload page

Credit Partner Onboarding

Welcome

Your info

Social Security Number

Driver's License Photos

Your Credit Report

Review & Submit

You're all set!

Now: pull your 3 free reports