/* ===== You Became The Money — shared site styles (v5 overhaul) ===== */
:root {
  --navy: #0a1128;
  --navy2: #162a4e;
  --navy3: #1e3a8a;
  --gold: #f2c75c;
  --gold2: #fbbf24;
  --gold-deep: #d97706;
  --gold-rich: #b45309;
  --green: #2f6b4a;
  --cream: #faf7ef;
  --cream2: #f5efe0;
  --ink: #0c1a2e;
  --dim: #5a6a86;
  --line: #e4e7ee;
  --card: #ffffff;
  --radius: 18px;
  --shadow: 0 10px 40px rgba(10, 17, 40, .10);
  --shadow-lg: 0 30px 80px rgba(10, 17, 40, .22);
  --shadow-gold: 0 12px 40px rgba(217, 119, 6, .25);
  --maxw: 1180px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;
  color: var(--ink); background: var(--cream); line-height: 1.6;
  -webkit-font-smoothing: antialiased; overflow-x: hidden;
}
h1, h2, h3, .display { font-family: 'Georgia', 'Times New Roman', serif; font-weight: 700; line-height: 1.1; letter-spacing: -.015em; }
a { color: var(--navy3); text-decoration: none; }
a:hover { text-decoration: underline; }
.article-body a, .back-link, .article-nav a, .blog-card .more { color: #92400e; }
.article-body a:hover, .back-link:hover, .article-nav a:hover, .blog-card:hover .more { color: #78350f; }
img { max-width: 100%; display: block; }
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.eyebrow { font-family: 'Inter', sans-serif; text-transform: uppercase; letter-spacing: .2em; font-size: 12px; font-weight: 700; color: var(--gold-deep); }
.gold { color: var(--gold-deep); }

/* ---------- buttons ---------- */
.btn { display: inline-flex; align-items: center; gap: 8px; font-family: 'Inter', sans-serif; font-weight: 700; font-size: 15.5px; padding: 16px 34px; border-radius: 999px; border: none; cursor: pointer; transition: transform .15s, box-shadow .2s, background .2s; text-decoration: none; }
.btn-primary { background: linear-gradient(135deg, var(--gold2), var(--gold-deep)); color: #1a1206; box-shadow: var(--shadow-gold); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 16px 44px rgba(217, 119, 6, .4); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { transform: translateY(-2px); background: var(--navy2); }
.btn-ghost { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,.35); }
.btn-ghost:hover { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.6); }
.btn-lg { padding: 19px 44px; font-size: 17px; }

/* ---------- nav ---------- */
.nav { position: sticky; top: 0; z-index: 50; background: rgba(250, 247, 239, .96); backdrop-filter: blur(16px); border-bottom: 1px solid var(--line); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 88px; }
.brand-lock { display: flex; align-items: center; gap: 16px; }
.brand-lock img { height: 64px; width: 64px; object-fit: contain; }
.brand-lock .bn { color: var(--ink); font-family: 'Georgia', serif; font-weight: 700; font-size: 20px; line-height: 1.1; }
.brand-lock .bn small { display: block; font-family: 'Inter', sans-serif; font-size: 11px; letter-spacing: .18em; text-transform: uppercase; color: var(--gold-deep); font-weight: 600; margin-top: 3px; }
.nav-links { display: flex; align-items: center; gap: 32px; }
.nav-links a { color: var(--dim); font-size: 14.5px; font-weight: 500; transition: color .2s; }
.nav-links a:hover { color: var(--ink); }
.nav-cta { background: linear-gradient(135deg, var(--gold2), var(--gold-deep)); color: #1a1206; padding: 12px 28px; border-radius: 999px; font-weight: 700; font-size: 14px; box-shadow: 0 6px 18px rgba(217,119,6,.3); }
.nav-cta:hover { transform: translateY(-1px); color: #1a1206; }
.nav-burger { display: none; background: none; border: none; cursor: pointer; flex-direction: column; gap: 5px; }
.nav-burger span { width: 26px; height: 2px; background: var(--ink); border-radius: 2px; }
@media (max-width: 860px) {
  .nav-inner { height: 72px; }
  .brand-lock img { height: 48px; width: 48px; }
  .brand-lock .bn { font-size: 16px; }
  .nav-links { display: none; position: absolute; top: 72px; left: 0; right: 0; background: var(--cream); flex-direction: column; gap: 0; padding: 8px 0; border-bottom: 1px solid var(--line); }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 14px 24px; width: 100%; color: var(--ink); }
  .nav-links .nav-cta { margin: 12px 24px; width: calc(100% - 48px); justify-content: center; }
  .nav-burger { display: flex; }
}

/* ---------- hero ---------- */
.hero { position: relative; background: radial-gradient(1400px 700px at 75% -15%, rgba(251,191,36,.14), transparent 55%), radial-gradient(900px 500px at 10% 100%, rgba(30,58,138,.25), transparent 50%), linear-gradient(165deg, var(--navy) 0%, #0d1838 50%, #060d20 100%); color: #fff; padding: 100px 0 80px; overflow: hidden; }
.hero::after { content: ""; position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,.04) 1px, transparent 1px); background-size: 28px 28px; opacity: .6; pointer-events: none; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center; }
.hero h1 { font-size: clamp(40px, 5.8vw, 68px); color: #fff; margin: 20px 0 22px; }
.hero h1 .g { background: linear-gradient(120deg, var(--gold2), var(--gold)); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.hero p.lead { font-size: 20px; color: #c8d2e8; max-width: 560px; margin-bottom: 36px; font-family: 'Inter', sans-serif; font-weight: 400; line-height: 1.55; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-trust-strip { display: flex; align-items: center; gap: 16px; margin-top: 30px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); color: #b8c4d8; font-size: 13px; flex-wrap: wrap; }
.hero-trust-strip .item { display: inline-flex; align-items: center; gap: 8px; }
.hero-trust-strip .item svg { width: 16px; height: 16px; flex-shrink: 0; color: var(--gold2); }
.hero-trust { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 38px; }
.hero-trust .t { font-family: 'Inter', sans-serif; text-align: center; }
.hero-trust .t b { display: block; font-size: 28px; font-family: 'Georgia', serif; color: var(--gold2); line-height: 1.1; }
.hero-trust .t span { font-size: 11px; color: #b8c4d8; letter-spacing: .06em; text-transform: uppercase; display: block; margin-top: 4px; }
.hero-media { position: relative; }
.hero-card { background: linear-gradient(160deg, #fff, #f7f1e3); border-radius: 24px; padding: 16px; box-shadow: var(--shadow-lg); border: 1px solid rgba(251,191,36,.3); }
.hero-card .video-frame { border-radius: 16px; overflow: hidden; background: #000; aspect-ratio: 16/9; position: relative; }
.hero-card .video-frame video { width: 100%; height: 100%; object-fit: cover; display: block; }
.hero-card .video-frame .poster { position: absolute; inset: 0; background: linear-gradient(150deg, #0a1128 0%, #162a4e 60%, #1e3a8a 100%); display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 16px; cursor: pointer; transition: opacity .3s; }
.hero-card .video-frame .poster::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(rgba(251,191,36,.1) 1px, transparent 1px); background-size: 24px 24px; opacity: .6; }
.hero-card .video-frame .poster .play { width: 80px; height: 80px; border-radius: 50%; background: linear-gradient(135deg, var(--gold2), var(--gold-deep)); display: flex; align-items: center; justify-content: center; box-shadow: 0 8px 30px rgba(217,119,6,.5); position: relative; z-index: 1; }
.hero-card .video-frame .poster .play::after { content: ""; border-style: solid; border-width: 16px 0 16px 24px; border-color: transparent transparent transparent #1a1206; margin-left: 5px; }
.hero-card .video-frame .poster .label { color: #fff; font-family: 'Georgia', serif; font-size: 16px; font-weight: 600; position: relative; z-index: 1; text-align: center; padding: 0 20px; }
.hero-card .video-frame .poster .badge { position: relative; z-index: 1; background: rgba(0,0,0,.4); color: var(--gold2); font-size: 11px; font-weight: 700; letter-spacing: .1em; padding: 5px 14px; border-radius: 99px; }
.hero-card .video-frame .poster.hide { opacity: 0; pointer-events: none; }
.hero-card .caption { display: flex; align-items: center; gap: 10px; padding: 14px 10px 8px; color: var(--ink); font-size: 13px; font-weight: 600; }
.hero-card .caption .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--gold-deep); }
@media (max-width: 920px) { .hero-grid { grid-template-columns: 1fr; gap: 44px; } .hero { padding: 64px 0 56px; } }
@media (max-width: 640px) {
  .hero h1 { font-size: clamp(32px, 8vw, 44px); }
  .hero p.lead { font-size: 16px; }
  .hero-trust { grid-template-columns: repeat(2, 1fr); gap: 16px; }
  .hero-trust .t b { font-size: 22px; }
  .hero-trust .t span { font-size: 10px; }
  .hero-trust-strip { gap: 10px; font-size: 12px; }
  .hero-card { max-width: 100%; }
  .numbers-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
}

/* ---------- marquee strip ---------- */
.strip { background: var(--navy); color: rgba(255,255,255,.65); padding: 18px 0; overflow: hidden; border-top: 1px solid rgba(255,255,255,.06); }
.strip-track { display: flex; gap: 48px; white-space: nowrap; animation: marq 28s linear infinite; }
.strip-track span { font-size: 14px; font-weight: 600; letter-spacing: .04em; display: inline-flex; align-items: center; gap: 10px; }
.strip-track span::before { content: "\2726"; color: var(--gold2); }
@keyframes marq { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ---------- sections ---------- */
section { padding: 90px 0; }
.sec-head { text-align: center; max-width: 740px; margin: 0 auto 56px; }
.sec-head h2 { font-size: clamp(32px, 4.2vw, 48px); margin: 14px 0 16px; }
.sec-head p { color: var(--dim); font-size: 17px; }
.alt { background: #fff; }

/* ---------- steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.step-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 36px 30px; position: relative; transition: transform .2s, box-shadow .2s, border-color .2s; overflow: hidden; }
.step-card::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: linear-gradient(90deg, var(--gold2), var(--gold-deep)); transform: scaleX(0); transform-origin: left; transition: transform .3s; }
.step-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: rgba(251,191,36,.3); }
.step-card:hover::before { transform: scaleX(1); }
.step-card .n { width: 52px; height: 52px; border-radius: 14px; background: linear-gradient(135deg, var(--navy2), var(--navy)); color: var(--gold2); display: flex; align-items: center; justify-content: center; font-family: 'Georgia', serif; font-size: 24px; font-weight: 700; margin-bottom: 22px; box-shadow: 0 6px 20px rgba(10,17,40,.2); }
.step-card h3 { font-size: 21px; margin-bottom: 10px; }
.step-card p { color: var(--dim); font-size: 15px; line-height: 1.6; }
@media (max-width: 860px) { .steps { grid-template-columns: 1fr; } }

/* ---------- numbers band ---------- */
.numbers { background: linear-gradient(160deg, var(--navy), #060d20); color: #fff; position: relative; overflow: hidden; }
.numbers::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(rgba(251,191,36,.06) 1px, transparent 1px); background-size: 30px 30px; opacity: .5; }
.numbers .wrap { position: relative; z-index: 1; }
.numbers-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; text-align: center; align-items: center; }
.numbers-grid .item { padding: 20px 10px; }
.numbers-grid .item b { display: block; font-family: 'Georgia', serif; font-size: clamp(32px, 4vw, 48px); background: linear-gradient(120deg, var(--gold2), var(--gold)); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; line-height: 1.1; }
.numbers-grid .item span { color: rgba(255,255,255,.65); font-size: 13px; margin-top: 8px; display: block; letter-spacing: .04em; }
@media (max-width: 720px) { .numbers-grid { grid-template-columns: 1fr 1fr; gap: 40px 20px; } }

/* ---------- blog cards ---------- */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.blog-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; transition: transform .2s, box-shadow .2s; display: flex; flex-direction: column; }
.blog-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.blog-card .thumb { height: 180px; display: flex; align-items: center; justify-content: center; font-family: 'Georgia', serif; font-size: 46px; color: #fff; position: relative; }
.blog-card .body { padding: 26px 26px 30px; flex: 1; display: flex; flex-direction: column; }
.blog-card .tag { font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--gold-deep); margin-bottom: 10px; }
.blog-card h3 { font-size: 21px; margin-bottom: 10px; }
.blog-card p { color: var(--dim); font-size: 14.5px; flex: 1; }
.blog-card .more { margin-top: 16px; font-weight: 700; font-size: 14px; color: #92400e; display: inline-flex; gap: 6px; align-items: center; }
.blog-card:hover .more { gap: 10px; color: #78350f; }
.blog-card .meta { font-size: 12.5px; color: #6b7280; margin-top: 8px; }
@media (max-width: 860px) { .blog-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .blog-grid { grid-template-columns: 1fr; } }

/* ---------- faq ---------- */
.faq { max-width: 780px; margin: 0 auto; }
.faq-item { border: 1px solid var(--line); border-radius: 16px; margin-bottom: 14px; background: #fff; overflow: hidden; transition: box-shadow .2s, border-color .2s; }
.faq-item:hover { box-shadow: var(--shadow); border-color: rgba(251,191,36,.3); }
.faq-item summary { padding: 22px 26px; cursor: pointer; font-weight: 600; font-size: 17px; list-style: none; display: flex; justify-content: space-between; align-items: center; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-size: 24px; color: var(--gold-deep); transition: transform .2s; }
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item .ans { padding: 0 26px 24px; color: var(--dim); font-size: 15px; line-height: 1.65; }

/* ---------- final cta ---------- */
.cta-band { background: radial-gradient(800px 500px at 20% 0%, rgba(251,191,36,.16), transparent 60%), linear-gradient(155deg, var(--navy2), var(--navy)); color: #fff; text-align: center; border-radius: 32px; padding: 72px 48px; box-shadow: var(--shadow-lg); position: relative; overflow: hidden; }
.cta-band::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,.04) 1px, transparent 1px); background-size: 26px 26px; opacity: .5; }
.cta-band > * { position: relative; z-index: 1; }
.cta-band h2 { font-size: clamp(32px, 4.2vw, 48px); margin-bottom: 16px; }
.cta-band p { color: rgba(255,255,255,.8); font-size: 17px; max-width: 580px; margin: 0 auto 32px; }

/* ---------- footer ---------- */
.footer { background: var(--navy); color: rgba(255,255,255,.78); padding: 70px 0 34px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 44px; margin-bottom: 44px; }
.footer .fbrand { display: flex; align-items: center; gap: 14px; margin-bottom: 18px; }
.footer .fbrand img { display: none; }
.footer .fbrand b { color: #fff; font-family: 'Georgia', serif; font-size: 22px; letter-spacing: -.01em; }
.footer h4 { color: #fff; font-size: 13px; text-transform: uppercase; letter-spacing: .12em; margin-bottom: 18px; font-family: 'Inter', sans-serif; }
.footer a { color: #c7d2e0; font-size: 14px; display: block; margin-bottom: 10px; transition: color .2s; }
.footer a:hover { color: var(--gold2); text-decoration: none; }
.footer .tagline { font-style: italic; color: var(--gold2); font-size: 14px; margin-top: 8px; }
.footer-phone { color: #fff !important; font-size: 16px !important; font-weight: 600; margin-top: 14px !important; display: inline-block !important; }
.footer-phone:hover { color: var(--gold2) !important; }
.footer-socials { display: flex; gap: 12px; margin-top: 14px; }
.footer-socials a { display: flex !important; align-items: center; justify-content: center; width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,.08); color: #c7d2e0; margin-bottom: 0 !important; transition: all .2s; }
.footer-socials a:hover { background: var(--gold2); color: #1a1206; transform: translateY(-2px); }
.nav-phone { color: var(--gold2) !important; font-weight: 600; font-size: 14px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); padding-top: 26px; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; font-size: 13px; line-height: 1.55; color: #b8c4d8; }
.footer-bottom span { max-width: 900px; }
@media (max-width: 760px) { .footer-grid { grid-template-columns: 1fr 1fr; } }

/* ---------- floating share button ---------- */
.share-btn {
  position: fixed; bottom: 20px; right: 20px; z-index: 999;
  display: flex; align-items: center; gap: 8px;
  padding: 12px 20px; border: none; border-radius: 50px;
  background: linear-gradient(135deg, var(--gold2), var(--gold-deep));
  color: #1a1206; font-size: 14px; font-weight: 700; font-family: 'Inter', sans-serif;
  cursor: pointer; box-shadow: 0 6px 24px rgba(251,191,36,.4);
  transition: transform .2s, box-shadow .2s;
}
.share-btn:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(251,191,36,.5); }
.share-btn:active { transform: translateY(0); }
.share-btn.copied { background: linear-gradient(135deg, #059669, #047857); color: #fff; }
.share-btn svg { flex-shrink: 0; }
@media (max-width: 640px) {
  .share-btn { padding: 10px 16px; font-size: 13px; bottom: 16px; right: 16px; }
}

/* ---------- blog article ---------- */
.article { background: #fff; }
.article-hero { background: linear-gradient(155deg, var(--navy), #060d20); color: #fff; padding: 80px 0 64px; }
.article-hero .wrap { max-width: 780px; }
.article-hero .tag { color: var(--gold2); font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
.article-hero h1 { font-size: clamp(32px, 4.6vw, 48px); margin: 16px 0 18px; }
.article-hero .meta { color: rgba(255,255,255,.6); font-size: 14px; }
.article-body { max-width: 700px; margin: 0 auto; padding: 56px 24px 90px; font-size: 18px; color: #2a3a55; }
.article-body p.lede { font-size: 20px; color: #3a4a66; margin-bottom: 24px; }
.article-meta { display: flex; align-items: center; gap: 14px; color: var(--dim); font-size: 14px; margin-bottom: 32px; padding-bottom: 26px; border-bottom: 1px solid var(--line); flex-wrap: wrap; }
.article-meta .crumb { color: #92400e; font-weight: 600; }
.article-meta .dot { color: var(--line); }
.article-body h2 { font-size: 28px; margin: 42px 0 16px; color: var(--navy); }
.article-body h3 { font-size: 21px; margin: 30px 0 12px; color: var(--navy3); }
.article-body p { margin-bottom: 20px; }
.article-body ul { margin: 0 0 20px 22px; }
.article-body li { margin-bottom: 10px; }
.article-body blockquote { border-left: 4px solid var(--gold); padding: 8px 24px; margin: 28px 0; background: var(--cream); border-radius: 0 12px 12px 0; color: var(--ink); font-style: italic; }
.article-body .callout { background: linear-gradient(150deg, var(--cream), #fff); border: 1px solid var(--line); border-left: 4px solid var(--gold); border-radius: 14px; padding: 24px 28px; margin: 30px 0; }
.article-body .callout b { color: var(--navy); }
.article-cta { background: var(--cream); border: 1px solid var(--line); border-radius: 18px; padding: 36px; text-align: left; margin: 44px 0 0; }
.article-cta h3 { font-size: 23px; margin-bottom: 10px; color: var(--navy); }
.article-cta p { color: var(--dim); margin-bottom: 20px; }
.article-nav { display: flex; justify-content: space-between; gap: 16px; margin-top: 56px; padding-top: 32px; border-top: 1px solid var(--line); }
.article-nav a { font-weight: 600; font-size: 14.5px; }
.back-link { display: inline-flex; align-items: center; gap: 8px; color: var(--navy3); font-weight: 600; margin-bottom: 24px; font-size: 14.5px; }

/* ---------- reveal animation (progressive enhancement) ---------- */
html.js-reveal .reveal { opacity: 0; transform: translateY(28px); transition: opacity .7s ease, transform .7s ease; }
html.js-reveal .reveal.in { opacity: 1; transform: none; }
html.js-reveal .reveal.reveal-timeout { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { html.js-reveal .reveal { opacity: 1; transform: none; } .strip-track { animation: none; } }